How a Charitable Gift Annuity (CGA) works
A CGA is a simple concept: an arrangement that involves a charitable gift and an annuity. You make the gift (part of which is tax deductible), and then you receive fixed annuity payments each year for the remainder of your life. If you wish, you can have the payments go to a family member or friend instead. Our commitment to pay your annuity is a legally binding contract, and since 1998, when our first CGA was issued, we have never missed an annuity payment.

VIDEO: Watch a detailed explanation of the many benefits of a CGA

Benefits of a CGA
With a CGA, either you or someone you designate can receive fixed payments for life, and you can qualify for an immediate tax deduction when you make your gift. Charities can receive a portion of the gift immediately as well. You can use a single CGA to recommend grants to multiple charities. And unlike a trust, you may establish a CGA without a lawyer.

Request an illustration
Take the first step in opening a charitable gift annuity with NCF by filling out a short form on our website. We'll take your information and produce a customized CGA illustration for you, to show your expected lifetime payments ... get started

Case study
Mark and Katherine were both 75 years old, retired, and troubled by the drop in their income as a result of lower interest rates on their fixed-income investments (CDs, bonds and money market funds). Still, they wanted to support charities through financial giving and planned to do so through their will ... read more

Rates for CGA payments
A CGA produces fixed payments for life with rates generally higher than CDs. A portion of the income is often tax-free. The following are rates for single-person and married-couple CGAs:

SINGLE-PERSON