Investment options

One of the best advantages of our Giving Fund is that you are able to claim an immediate tax deduction for your gift – yet take the time to prayerfully consider which charities you wish to support.

Meanwhile, Funds can grow through one of our investment portfolios. Funds with a balance that exceeds $100,000 may be placed in more than one investment portfolio. Funds with a balance that exceeds $300,000 are available for separately managed investment. Our policy is to allocate earnings and losses (less administrative costs) to the Fund each month. 

The following are NCF's five investment portfolios:

Pools Without Equity Exposure

The Money Market Pool

  • This pool seeks preservation of principal by maintaining a stable fund value, while paying interest that is commensurate with institutional money market fund rates. 
  • NCF makes every effort in managing this pool to avoid all capital losses by restricting investments to highly liquid, short-term fixed income investments. 

The Bond Pool

  • This pool is intended for NCF Giving Funds seeking income and modest capital appreciation with a distribution horizon of one to three years or more. 
  • The pool seeks steady income and relatively stable principal values by investing in a portfolio of investment grade bonds. 
  • The duration of this fund is relatively short as a way of minimizing principal fluctuations. 

Longer-Term Pools With Equity Exposure

The Conservative Pool

  • This pool is intended for NCF Giving Funds with a distribution horizon of three or more years. 
  • The pool seeks both income and modest capital appreciation by investing in a diversified mix of asset classes that includes global equities, fixed income, commodities, and risk-reducing alternative investments. 
  • Of the three equity pools, the Conservative Pool has the lowest equity exposure and the highest exposure to fixed-income investments. 

The Balanced Pool

  • This pool is intended for NCF Giving Funds with a distribution horizon of five or more years. 
  • The pool seeks income and capital appreciation that is appropriate for the intermediate-term time horizon. 
  • This pool also invests in a diversified mix of asset classes that includes global equities, fixed income, commodities, and risk-reducing alternative investments but with a heavier weighting to equities than in the Conservative Pool. 
  • The likely volatility of the Balanced Pool will usually be greater than the Conservative Pool but less than that of the Growth Pool. 

The Growth Pool

  • This pool is intended for NCF Giving Funds with a distribution horizon of seven or more years. 
  • As the pool with the longest investment time horizon, this pool seeks long-term capital appreciation and has the heaviest weighting to equities. 
  • This pool is nonetheless invested in a diversified mix of asset classes that includes global equities, fixed income, commodities, and risk-reducing alternative investments. 
  • Of the three equity pools, the Growth Pool is the most volatile with the greatest potential for capital appreciation and also the greatest risk of loss.


Multiply your impact
If you are currently writing checks to your local church and various ministries, but also have appreciated stocks or mutual funds in a taxable investment portfolio, you likely have a significant opportunity to pay less tax, give more, improve your ... read more

  
Program Guidelines
Learn complete details and information about the Giving Fund with National Christian Foundation in our Program Guidelines ... download PDF

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